Vincent Spoto has over 25 years experience in the financial services sector, and has held several senior management roles with Chase Manhattan Bank, Citigroup and Credit Suisse. While at Credit Suisse, Mr. Spoto established a formal Servicing Oversight group for the Residential Mortgage-Backed Securities business, and served as Director leading all servicing operations, surveillance and loan repurchase activities.
He has extensive mortgage experience relating to conduit operations, loss mitigation and default management, servicing operations, loan repurchases, risk management and audit / quality control. In addition, Mr. Spoto has extensive experience across a variety of products developing risk assessment tools to identify compliance with key corporate policies and regulations, and has worked closely with Internal Audit, Rating Agencies and External Regulators.
Mr. Spoto holds a Bachelor’s degree from Queens College of CUNY, an MBA in Finance from Saint John’s University and a second Master’s degree in Accounting, also from Saint John’s University. In addition, he has passed both the Series 7 and 63 professional securities examinations.